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Office: (317) 660-5780
M-F 9:30am to 5pm EST
2019- 2025 Award Winning Wholesale Lender


2019 - 2025
National Award Winning Brokerage
We are always priced well below the market as wholesalers - lowest rates and costs for all Conventional, FHA & VA, Investor home loans.
America's #1 Friends and Family
Wholesale lender!

United Wholesale Mortgage - the 1# Wholesale Lender in the Nation and #1 Largest National Purchase Lender awarded Eric Covington the Diamond Producer Award in 2024, & for 6 years in a row from 2019 to 2024 for the Fastest Speed to Closing Award out of 80,000 retail lenders nationwide.
This is an unprecedented achievement for a small mortgage office.
The industry average from Application Submission to Closing is 35-55 Days and Brokered Rate Mortgage is consistently closing loans in 9-12 Days - regardless of loan type.
This enables better pricing for our customers with shorter rate locks, a streamlined loan experience, and for our Realtors a fast closing where better offers can be made for their clients.
We do Not Charge Any Lender Fees.
Most Lenders Charge from $900 to $2,000 in "Origination" Fees
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We Charge $0 - No Lender Fees
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This saves you thousands in Closing Costs.
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We typically can offer Lender Credits to help cover your Closing Title & Escrows ( Taxes & Insurance costs)
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Our only Fees are the actual 3rd party Costs:
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Title Work
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Recording
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Taxes/Insurance Escrows (if you choose)
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Appraisal.
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Conventional
VA & FHA
Home Loans
Wholesale Lending in Florida and Indiana
Credit Scores from 640+
Loans Balances from $200,000 to $2,000,000
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Up to 97% LTV
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Up to 80% Cash Out Refinance
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Streamlined Underwriting to Automated Guidelines
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Primary & Secondary Homes
Single Family & Multi Family Properties
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Credit Scores from 640+
Our home Loans are 100% Esign
and Paperless
Simple + Smart Process
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Click to E-sign Your Loan Docs from a Computer or Smart Phone - Anywhere
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Eric Covington handles your Loan from Application to Processing to the actual Closing with the Title co.
10am to 10pm daily Business Hours
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Secure email, fax or upload your personal documents. 24/7
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About 8-13 Days from Application to Closing,
...at better rate and with much less costs to you.
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Spring 2025
Closings:




Loan Quote Request

Loan Options
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