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2019 - 2024 National Award Winning Brokerage

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2024 - Update: 
We are always priced way below the market as wholesalers saving clients money long term on Conventional, FHA & VA home loans.
America's #1 Friends and Family
Wholesale lender!


United Wholesale Mortgage - the 1# Wholesale Lender in the Nation and #4 Largest National Purchase Lender awarded Eric Covington the 2023,2022, 2021,2020 & 2019 Fastest Speed to Close Award out of 70,000 Retail lenders.
The industry average from Application Submission to Closing is 35-55 Days and our Brokerage for 4 years is consistently closing loans in 9-12 Days - regardless of loan type.  This enables better pricing for our customers with shorter rate locks, a streamlined loan experience, and for our Realtors a fast closing where better offers can be made for their clients.

We do Not Charge  Any Lender Fees.

Most Lenders Charge from $900 to $2,000 in "Origination" Fees

We Charge $0 - No Lender Fees

This saves you thousands in Closing Costs. 


We typically can offer Lender Credits to help cover your Closing Title & Escrows ( Taxes & Insurance costs)

Our only Fees are the actual 3rd party Costs:

Title Work


Taxes/Insurance Escrows (if you choose)




Home Loans

Wholesale Lending in Florida and Indiana


Credit Scores from 640+


Loans Balances from $200,000 to $2,000,000

Up to 97% LTV 

Up to 80% Cash Out Refinance

 Streamlined Underwriting to Automated Guidelines

Primary & Secondary Homes


Single Family & Multi Family Properties

Credit Scores from 640+

Our home Loans are 100% Esign

and Paperless

Simple + Smart Process

Click to E-sign Your Loan Docs from a Computer or Smart Phone - Anywhere

Eric Covington handles your Loan from Application to Processing to the actual Closing with the Title co.


10am to 10pm daily Business Hours

Secure email, fax or upload your personal documents. 24/7


About 8-13 Days from Application to Closing, better rate and with much less costs to you.

Summer 2024

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I wanted to thank Eric Covington for navigating us through a difficult loan. We had tried local banks thinking that they would cater to us, but just the opposite happened. Eric not only catered but really educated us on what was available and looked at it like our wealth manager would have - goals, terms, payments etc...


Wonderful experience, and top notch service.

Highly Recommended

—  ZSteele from Palm Springs CA

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