top of page
Office: (317) 660-5780
M-F 9:30am to 5pm EST
2019- 2025 Award Winning Wholesale Lender
2019 - 2025
National Award Winning Brokerage
We are always priced well below the market as wholesalers - lowest rates and costs for all Conventional, FHA & VA, Investor home loans.
America's #1 Friends and Family
Wholesale lender!
United Wholesale Mortgage - the 1# Wholesale Lender in the Nation and #1 Largest National Purchase Lender awarded Eric Covington the Diamond Producer Award in 2024, & for 6 years in a row from 2019 to 2024 for the Fastest Speed to Closing Award out of 80,000 retail lenders nationwide.
This is an unprecedented achievement for a small mortgage office.
The industry average from Application Submission to Closing is 35-55 Days and Brokered Rate Mortgage is consistently closing loans in 9-12 Days - regardless of loan type.
This enables better pricing for our customers with shorter rate locks, a streamlined loan experience, and for our Realtors a fast closing where better offers can be made for their clients.
We do Not Charge Any Lender Fees.
Most Lenders Charge from $900 to $2,000 in "Origination" Fees
​
​
We Charge $0 - No Lender Fees
​
​
This saves you thousands in Closing Costs.
​
We typically can offer Lender Credits to help cover your Closing Title & Escrows ( Taxes & Insurance costs)
​
​
​
​
Our only Fees are the actual 3rd party Costs:
​
Title Work
​
Recording
​
Taxes/Insurance Escrows (if you choose)
​
Appraisal.
​
​
​
​
​
​
Conventional
VA & FHA
Home Loans
Wholesale Lending in Florida and Indiana
Credit Scores from 640+
Loans Balances from $200,000 to $2,000,000
​
Up to 97% LTV
​
Up to 80% Cash Out Refinance
​
Streamlined Underwriting to Automated Guidelines
​
Primary & Secondary Homes
Single Family & Multi Family Properties
​
Credit Scores from 640+
Our home Loans are 100% Esign
and Paperless
Simple + Smart Process
​
​
Click to E-sign Your Loan Docs from a Computer or Smart Phone - Anywhere
​
Eric Covington handles your Loan from Application to Processing to the actual Closing with the Title co.
10am to 10pm daily Business Hours
​
​
Secure email, fax or upload your personal documents. 24/7
​
About 8-13 Days from Application to Closing,
...at better rate and with much less costs to you.
​
​
Spring 2025
Closings:
I wanted to thank Eric Covington for navigating us through a difficult loan. We had tried local banks thinking that they would cater to us, but just the opposite happened. Eric not only catered but really educated us on what was available and looked at it like our wealth manager would have - goals, terms, payments etc...
Wonderful experience, and top notch service.
Highly Recommended
— ZSteele from Palm Springs CA
Loan Quote Request
Loan Options
bottom of page